Protecting Farms, Supporting Agriculture.

Located in the heart of South Carolina’s agricultural region, 3S Insurance is deeply involved in agriculture. Our firsthand experience in agriculture gives us a unique advantage in understanding the risks farmers face. By combining our knowledge of both the farm and insurance industries, we create customized coverage solutions tailored to the specific needs of farmers.

Agriculture is unlike any other industry—it requires specialized risk management strategies to protect both business and personal assets. In many cases, we can simplify coverage by bundling a farmer’s commercial and personal policies into one comprehensive package. Our goal is to make insurance straightforward so farmers can focus on what they do best—growing and sustaining their operations.

We provide comprehensive coverage for ag-related businesses, offering policies designed to meet the unique challenges of the industry.

Coverages include:

Farm and Agribusiness

  • Liability

    Protects your farm from legal and financial risks, covering accidents, injuries, and property damage claims.

  • Farm Property

    Safeguards your barns, silos, outbuildings, and other structures from fire, storms, and other risks.

  • Farm Equipment

    Ensures your tractors, combines, and essential machinery are covered against damage, theft, or breakdowns.

  • Irrigation

    Provides coverage for irrigation systems, including pivots and wells, to keep your crops watered and thriving.

  • Trucks

    Protects farm-owned trucks used for hauling equipment, supplies, and goods with tailored coverage options.

  • Grain Facilities and Grain

    Covers storage bins, grain in transit, and potential losses due to spoilage, fire, or theft.

  • Umbrella

    Extends liability protection beyond standard policies to safeguard against large claims or lawsuits.

  • Drift Coverage

    Protects against damage claims from pesticide and herbicide drift affecting neighboring crops or properties.

  • Livestock

    Covers financial losses due to the death, injury, or theft of cattle, hogs, sheep, and other farm animals.

  • Poultry Farms

    Provides specialized coverage for poultry houses, equipment, and flocks against disease, weather events, and other risks.

  • And More

    No matter your farm’s needs, we offer customized policies to keep your operation protected.